Car · Personal · Business · Mortgage

Know where you stand on a loan, in minutes.

Chat with Meet, our assistant, any time of day. Get straight answers, a payment estimate and your application started, without waiting for office hours.

  • Applying doesn’t affect your credit score
  • Free to use, no obligation
  • Only licence-checked agents, lenders and dealers

Already know what you need?

Pick your loan and fill in the application. It takes about 5 minutes, and you don’t need your SIN or banking details.

Car loan

New or used, from a dealer or a private sale. See your estimated payment and where you stand right away.

Apply for a car loan

Personal loan

For debt consolidation, a big purchase or the unexpected. Find out what could work for your budget.

Apply for a personal loan

Business loan

Working capital, equipment or growth. Tell us about your business and see the numbers lenders look at.

Apply for a business loan

Mortgage

Buying, refinancing or renewing. A licensed mortgage agent reviews your file and gets back to you.

Apply for a mortgage

How it works

1

Chat with Meet

Ask anything about rates, payments or what you’d qualify for. Meet works out the numbers with you.

2

Apply in about 5 minutes

Meet fills in what you’ve already told it. For car and personal loans, you see where you stand straight away.

3

Hear back within a business day

A licensed agent, or a verified lender or dealership, reviews your application and contacts you. Only once you’ve agreed.

Your information, handled with care

Checked partners only

Every lender and dealership is checked on their regulator’s register before they can receive an application.

Shared only with your OK

Your application goes only to the agent, lender or dealer you agree to. Your credit report is never shared with them.

No pressure

An estimate isn’t an approval, and you’re never obliged to go ahead. Take your time and ask as many questions as you like.

Questions people ask

Will applying affect my credit score?

No. Sending an application doesn’t check your credit. If you allow it, we do a soft check, which doesn’t affect your score. Before final approval, the lender or dealership will usually need a full credit check, and they’ll ask your permission first.

Does it cost anything?

No. Chatting with Meet and applying are free, and there’s no obligation to accept any offer.

Who will contact me?

For a mortgage, a licensed mortgage agent. For a car, personal or business loan, a lender or dealership that has been licence-checked. They only contact you after you’ve agreed.

What do I need to apply?

Your contact details, where you live, your work and income, and your current monthly payments. You don’t need your SIN or banking details to apply.

Is Meet a real person?

Meet is an AI assistant. It can answer questions and help with your application any time, and it will put you in touch with a person whenever you ask.

How is my information protected?

Your information is used only for your application and shared only with the agent, lender or dealer you agree to. You can read the details in our privacy policy.

Estimates are for information only and aren’t a credit decision, a pre-approval or an offer of credit. Rates, amounts and approval are set by the lender after they verify your information.

Ready when you are

Ask Meet a question, or start your application now. It only takes a few minutes.

Chat with Meet